> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rem.money/llms.txt
> Use this file to discover all available pages before exploring further.

# Tokenisation

> Bring private credit, treasuries, funds, and real-world assets on-chain — issuance, lifecycle, and distribution rails.

Bring **private credit, treasuries, funds, and real-world assets** on-chain. REM operates the issuance, lifecycle, and distribution rails so asset managers, banks, and RWA platforms can move from PDF documents and quarterly statements to programmable instruments.

Issued tokens inherit the **Compliance Engine** by default — KYC/KYB, transfer restrictions, holding-period rules, and Travel Rule are enforced at the contract layer, not bolted on as middleware.

## Asset classes supported

<CardGroup cols={2}>
  <Card title="Private credit" icon="hand-holding-dollar">
    Bilateral loans, syndicated facilities, and direct-lending strategies — tokenised with waterfall, distribution, and covenant logic on-chain.
  </Card>

  <Card title="Treasuries" icon="building-columns">
    US T-Bills and short-duration sovereign exposure, wrapped as transferable tokens with daily NAV attestation.
  </Card>

  <Card title="Funds" icon="chart-pie">
    Hedge funds, money-market funds, and feeder structures — subscriptions, redemptions, and NAV processed as contract calls.
  </Card>

  <Card title="Real-world assets" icon="city">
    Real estate, infrastructure, commodities, and other physical-backed instruments with off-chain custody anchors.
  </Card>
</CardGroup>

## The issuance lifecycle

<Steps>
  <Step title="Structure">
    REM works with you and your counsel to translate the legal structure (SPV, trust, fund vehicle) into a token specification — supply, transfer rules, holder eligibility, and redemption mechanics.
  </Step>

  <Step title="Issue">
    Deploy the token on the rail of choice (Tempo, Solana, Base, or Arc) with the Compliance Engine attached. Only verified counterparties can hold or transfer.
  </Step>

  <Step title="Distribute">
    Onboard investors, distributors, or counterparties through REM's KYC/KYB pipeline. Allocations and lockups enforced on-chain.
  </Step>

  <Step title="Operate">
    Coupon payments, NAV updates, corporate actions, and redemptions executed as contract calls — with audit-grade event logs.
  </Step>

  <Step title="Settle">
    Subscriptions and redemptions settle against issued stablecoins or fiat via REM's redeem rails.
  </Step>
</Steps>

## Key features

* **Programmable transfer rules** — Holding periods, jurisdiction restrictions, accredited-investor gates, and lockups enforced in the contract.
* **Compliance at the token layer** — Every transfer passes KYC/KYB, sanctions, and Travel Rule checks before settlement.
* **On-chain corporate actions** — Coupons, distributions, NAV updates, and redemptions executed as deterministic contract calls.
* **Reserve and NAV attestation** — Verifiable links between the on-chain token and the off-chain asset or fund record.
* **Multi-chain issuance** — Issue on Tempo for compliance-first deployments, Solana for retail distribution, Base for DeFi integration, or Arc for institutional rails.
* **Transfer-agent integration** — Wire REM's issuance flow into existing transfer-agent, fund-admin, and custodian relationships.

## Use cases

<CardGroup cols={2}>
  <Card title="Asset managers" icon="briefcase">
    Tokenise a fund or credit strategy — programmable subscriptions, redemptions, and reporting without rebuilding the back office.
  </Card>

  <Card title="Banks" icon="building-columns">
    Issue tokenised deposits, treasury products, or private-credit notes alongside existing balance-sheet products.
  </Card>

  <Card title="RWA platforms" icon="cubes-stacked">
    Run a multi-issuer platform on REM — onboarding, issuance, lifecycle, and distribution as a single stack.
  </Card>

  <Card title="Corporate treasury" icon="vault">
    Tokenised intercompany instruments, working-capital paper, or programmable supplier financing.
  </Card>
</CardGroup>

***

## Custom solutions

Tokenisation is rarely a self-serve product — every issuance is a designed deployment. REM's team works with you on the structure, the contract, the distribution model, and the regulator-facing posture.

<CardGroup cols={2}>
  <Card title="Asset structuring" icon="compass-drafting">
    Translate the legal structure into a token specification — supply, transfer rules, holder eligibility, redemption mechanics, and covenant logic.
  </Card>

  <Card title="Lifecycle automation" icon="repeat">
    Custom coupon, NAV, corporate-action, and redemption logic wired into the contract and the reporting stack.
  </Card>

  <Card title="Distribution rails" icon="share-nodes">
    Investor onboarding flows, allocation engines, and distributor-facing portals — branded to your platform.
  </Card>

  <Card title="Transfer-agent integration" icon="plug">
    Wire issuance and lifecycle events into your existing transfer agent, fund administrator, or custodian.
  </Card>
</CardGroup>

<Card title="Commission an issuance" icon="envelope" href="mailto:hi@rem.money" horizontal>
  Tell us about the asset, the structure, and the investors. We'll come back with a tokenisation design and operating proposal.
</Card>